The American Monetary Institute (AMI) is an organization that works to promote a new system of money reform in the United States. In the current system, banks and the government create money and issue it as loans and other forms of debt. This system leads to debt, poverty, and inequality. The AMI believes that the government should issue money itself, so that it is direct money that comes from the government and not money that is borrowed from banks. This money could be spent on things like education, healthcare, and infrastructure without creating debt. The AMI works to educate people about this alternative system of money and why it could be better for the economy.