Credit zombie

Okay kiddo, so imagine you have a friend who loves to buy everything with their credit card. They don't like to pay it back right away, they like to wait until later. Now, this friend keeps using their credit card so much that they can never pay it all back. They keep owing more and more money and even though they could stop using their credit card, they just keep using it like a zombie.

That's what a credit zombie is! Someone who keeps using their credit card even though they know they can't pay it all back. It's not a good thing because they'll end up owing so much money that they might never be able to pay it back.

Just like how you wouldn't want to be a zombie who never stops eating brains, you wouldn't want to be a credit zombie. It's better to use your credit card responsibly and only buy things you can actually afford to pay for.