Earthquake insurance

Okay kiddo, you know how the ground beneath us sometimes moves and shakes? That's called an earthquake. And sometimes, earthquakes can cause damage to our homes and buildings.

So, imagine you have a special type of insurance that helps protect your house if an earthquake happens. This insurance is called earthquake insurance.

If you have earthquake insurance and your house is damaged in an earthquake, you can ask the insurance company to help pay for the repairs.

Now, earthquake insurance is different from regular home insurance. Regular insurance usually only covers things like fires, thefts, and water damage. It usually doesn't cover damages caused by earthquakes.

That's why some people get earthquake insurance as an extra measure of protection, in case an earthquake damages their home.

But, like all types of insurance, earthquake insurance costs money. So you have to decide if it's worth it for you to pay for the extra protection.

Hope that helps, kiddo!