Hard money (policy)

Hard money (policy) is like making a deal: you have to follow the rules! In this case, the rule is that you must use money (like coins or paper bills) instead of credit cards or checks. That way, it's easier to track what money is coming in and going out. It's also harder for people to overspend or borrow more than they can pay back. This helps with saving money and making sure everyone is following the same rules.