ELI5: Explain Like I'm 5

International Motor Insurance Card System

Imagine that you have a toy car that you want to take on vacation with you. Now, if you drive this toy car in the park, your parents won't be too worried. But if you take your toy car on the real road outside, your parents will be very concerned about your safety.

Similarly, adults drive real cars on the actual road, most likely for different reasons such as going to work, shopping, or traveling. But because driving comes with potential risks, the government came up with a way to ensure that everyone who has a car also has insurance to cover any damage done in case of an accident.

Now, imagine you're on vacation and want to bring the car on this trip, but to another country where the rules are different. How do you make sure that you have the right insurance coverage so that you can drive safely and legally?

This is where the international motor insurance card system comes in.

It's like having a passport for your car. When you cross the border in your car, you'll be asked to show this card to prove that your car has insurance coverage. Without this card, you won't be allowed to travel.

The international motor insurance card system is an agreement among many countries, which means if you buy car insurance in your home country, you can use that same insurance when you travel to another country that is part of this agreement. So, you don't have to buy insurance again when you cross the border.

In summary, the international motor insurance card system is a way to ensure that drivers have the right car insurance coverage when they travel to other countries so that they can drive safely and legally.