Kiva is like a magical piggy bank that helps people who are trying to start businesses or make their lives better. Imagine you have a lot of extra coins and bills in your piggy bank and you want to share them with your friend who wants to buy a new toy. Kiva works kind of like that, but instead of just sharing with your friend, you are sharing with people all over the world!
Here's how it works: First, someone who needs money to start a business or improve their life makes a request on Kiva. People like you and me can then read their request and decide to lend some of our money to help them out. We can lend as little as $25!
Once enough people have donated, the person requesting the loan gets all the money they need to start their business or make improvements. Over time, they pay the loan back to the people who lent them money through Kiva. Then we can choose to lend our money again to someone else who needs it.
So, through Kiva, we can help people all over the world to achieve their dreams, with just a little bit of money and kindness.