ELI5: Explain Like I'm 5

Medicaid Home and Community-Based Services Waivers

Alright kiddo, so do you know what Medicaid is? It's a program that helps people pay for their healthcare when they can't afford it on their own. And sometimes, people need more than just regular healthcare, they might need help with day-to-day activities, like bathing or cooking.

That's where Home and Community-Based Services (HCBS) Waivers come in. They're a special kind of Medicaid program that helps people who need extra help to live in their own homes or in their communities, instead of in a nursing home or hospital.

Let's say there's a grandpa who has trouble moving around because of his age. He doesn't want to go to a nursing home because he likes being at home with his family. So, if he qualifies for the HCBS waiver, he can get some extra help with things like getting dressed or preparing his meals. This way, he can still be independent and live at home without having to go to a nursing home.

The HCBS waiver can also help kids with disabilities, people with mental illnesses, or anyone who needs a little extra help to live their life on their own terms. It's a really good thing for people who want to stay in their homes and communities, but need some help to do so.