ELI5: Explain Like I'm 5

Mutualization

Mutualization is like giving something to someone else and then having them take care of it, instead of you taking care of it. For example, when you have a picnic in the park, you can bring all your own food, drinks, and plates (like you normally would) or you can ask your friends to bring their own things and share with you. This is called mutualization. It means you don't have to take care of all the things for the picnic, your friends are helping.