ELI5: Explain Like I'm 5

Riba

Riba is a term used in Islamic banking and means "usury". It is when someone charges more than the agreed loan amount, usually more than what is allowed by law. For example, if you borrowed $100, but the person charged you $105, then they have charged riba. Islamic banking forbids riba because it's unfair and takes advantage of people who are in need of money.