Okay kiddo, have you ever sent a text message before? SMS banking is just like that, but instead of texting your friends, you're texting your bank!
So, let's say you want to know how much money you have in your bank account. You can send a text message to your bank with a special code and your bank will send you a message back telling you how much money you have.
Or maybe you want to transfer money to someone else's bank account. You can also do that with SMS banking. Just send a text message with the person's bank account information and the amount of money you want to transfer, and your bank will take care of the rest.
SMS banking is really convenient because you can do it from anywhere, anytime. You don't need to go to the bank or even use a computer. Just pick up your phone and send a text message.
It's also really safe because you need to have a special PIN or password to access your account through SMS banking. This means that no one else can access your account without your permission.
Overall, SMS banking is a great way to check your account balance, transfer money, and take care of other banking tasks quickly and easily.