ELI5: Explain Like I'm 5

Saranjamdar

Okay kiddo, so let me tell you about saranjamdar.

Saranjamdar is actually a word from an Indian language called Urdu. It means "guarantor" or "surety" in English.

You know how sometimes when you want to do something, but you don't have enough money or resources to do it all by yourself? Like maybe you want to buy a toy that's really expensive, but you don't have enough money to buy it on your own.

In situations like that, sometimes you might ask someone else to help you out. Maybe you ask your parents, or your grandparents, or a friend, if they can give you some money to help you buy the toy.

When someone gives you money like that, they become what's called a "guarantor". It means that they promise to help you pay for the toy, and if you can't pay them back, they'll take responsibility for it themselves.

So that's what saranjamdar means – it's someone who becomes a guarantor for someone else, in order to help them out with something that they can't do on their own.