Structural adjustment is a process that governments use to make changes to their economies so they can become stronger. This can include things like cutting spending on public services and reducing taxes. It also usually involves opening up the economy to foreign investments and trade, which can help a country become more competitive in the global market. In some cases, governments may need to borrow money from other countries or international organizations to make these changes. The goal is to make the economy more stable, create more jobs, and make it easier for people to start businesses.