Once upon a time, people used to smoke a lot, and this was not very good for our health. However, some smart people in Hawaii decided to make a rule for some big tobacco companies to pay them money for selling cigarettes and causing harm to people's health. This rule is called the tobacco MSA or Master Settlement Agreement. It's like making them pay money for the bad things they did. So now, these companies have to pay Hawaii some money to make up for the damage they caused. This money is used to help people who are addicted to smoking, help people who are sick because of smoking and to educate people so they don't start smoking. It's like saying sorry by giving Hawaii some money to help make things better.