VPEC-T stands for the Virtual Participation and Exchange of Currency-Test. It is a virtual currency system that allows users to invest in different currencies online. Basically, it lets people buy and sell different kinds of money, like dollars, euros, and Japanese yen, without actually having to visit a bank. Instead of going to the bank and exchanging physical money, VPEC-T lets you do the same kind of thing online. It is used by a lot of people to make investments and trade in different currencies around the world.