Individual shared responsibility provision

Individual shared responsibility provision means that everyone who is able to afford health insurance must have it, according to the Affordable Care Act, also known as Obamacare.

Think of it like sharing toys with friends. Just like we share our toys, we share the responsibility to make sure everyone is healthy and can get medical help when they need it.

This means, when you grow up and get a job, you will need to have health insurance. If you don't have insurance, you will have to pay a fine to the government. The government uses the money from those fines to help people who can't afford health insurance.

So, the individual shared responsibility provision is like a rule that says everyone needs to have health insurance because we are all responsible for making sure everyone stays healthy.