Multi-payer healthcare means that there are many different groups or people who are responsible for paying for healthcare services when you get sick. So when you go to the doctor, different sources of money are used to pay for your care. This can include insurance companies, the government, and sometimes even you or your family.
Think of it like sharing the cost of a toy with your friends. Imagine if you all decided to pitch in some money to buy a toy together. Some might put in more money than others or sometimes your parents might give you some money to help out. This is like multi-payer healthcare- different people are chipping in to help cover the cost of your medical expenses.
The advantages of multi-payer healthcare mean that more people can get access to care, since there are more funds available to help pay for services. However, sometimes it can also be more complicated for patients and doctors to navigate the different sources of money and insurance policies.