ELI5: Explain Like I'm 5

Optoutprescreen.com

Optoutprescreen.com is a special website where you can tell companies that you don't want them to send you offers for credit cards or loans in the mail. This website is for grown-ups who are old enough to have their own mail, like your mom or dad.

So, when you go to optoutprescreen.com, you will need to give some important information about yourself, like your name and address. But don't worry, the website is safe and won't give your information to anybody else.

Once you give your information, the website will tell all the companies that you don't want them to send you offers for credit cards or loans. And that means you won't be getting a lot of letters that you don't need or want in your mailbox anymore!

It's important to remember that even though opting out of credit offers won't stop you from getting other letters like letters from friends or your grandma, it will help you and your parents keep your mail more organized and safe.