Risk management tools help keep people safe by helping them think ahead and plan for potential problems. They help people identify and manage any risks or potential dangers that may come their way in the future. For example, if you are planning a trip, you may use a risk management tool to think ahead and make a list of possible risks that could happen during your trip (like bad weather, getting lost, getting sick, or running out of money). By making a plan to deal with any of these risks, you can make sure that your trip goes smoothly and safely!