Okay kiddo, so you know how we keep our money in a bank? Well, sometimes people who live in far away places or don't have a bank account need to do bank stuff too. This is where a banking agent comes in!
A banking agent is like a helper who works with banks to make banking easier for people who can't go to the bank themselves. They are like a messenger who can help you do some of the things you'd do at the bank.
Let's say there's a farmer who lives in a village far from the city where the bank is. The farmer might not be able to go all the way to the bank whenever they need to deposit money or withdraw money. But if there's a banking agent in the village, the farmer could go to the agent and give them the money they want to deposit or withdraw. Then the banking agent would do that for the farmer at the bank.
It's like the banking agent is helping the farmer by doing some of the bank work for them. The banking agent gets paid for this work too, but usually not as much as a real person who works in a bank.
So a banking agent is like a helper that works with banks to make banking easier for people who can't go to a bank themselves. It's like having a helper who can help you do some of the bank things you need to do, without having to go to the bank.