ELI5: Explain Like I'm 5

Certified Financial Planner

Hey there! A "certified financial planner" is a person who helps manage money for other people. Like when you get allowance from your parents, you might put some of it in your piggy bank and save it for later. A financial planner helps grown-ups do the same thing, but with much bigger amounts of money.

To become certified, the planner has to take special classes and pass a test to show they really know how to manage money well. They also have to follow certain rules and codes to make sure they are treating their clients fairly and making smart choices with their money.

Certified financial planners can help their clients save money for important things like college or retirement, and they can also help them invest their money wisely so it can grow over time. They work closely with their clients to understand their financial goals and create a plan to help them achieve those goals.

Overall, a certified financial planner is like a really smart and trustworthy friend who helps grown-ups make smart choices with their money.
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