Fonds

Imagine you have a big piggy bank and you want to save money for toys and other fun things. But instead of putting all your money in one piggy bank, you decide to share it with all your friends (and even some grown-ups!).

That's kind of like what a fonds is! It's a way for lots of people to share their money and invest it together. This money is then used to buy things like stocks and bonds, which are like little pieces of ownership in big companies.

When you invest in a fonds, it's like you are buying a little piece of many different companies all at once. This can be a good thing because if one company doesn't do well, you still have money invested in other companies that might do better.

Fonds are often managed by a grown-up called a fund manager who makes decisions on which stocks and bonds to buy and sell. They do this to try and make the most money for everyone who has invested in the fonds.

So, instead of just saving your money in one piggy bank, you and your friends can invest in a fonds and become part owners in many companies!