ELI5: Explain Like I'm 5

Get-rich-quick schemes

Okay, imagine you want to make a lot of money really quickly, like buying all the candy in the store and selling it for double the price to your friends. But there are some people who try to trick you into giving them your money so they can make money instead. They might say things like "Buy this magic potion and you'll become a millionaire overnight!" But the truth is, these things don't actually work and you'll end up losing your money instead. So it's important to be careful and not fall for get-rich-quick schemes, because making money takes hard work and patience.