ELI5: Explain Like I'm 5

Health insurance costs in the United States

Okay kiddo, so health insurance is like a special kind of money that you use to pay for things like going to the doctor or getting medicine when you're sick. In the United States, not everyone has health insurance and that can make it really expensive to get the care you need.

Sometimes, people get health insurance through their jobs, like if their mom or dad works for a company that offers it. Other times, people have to buy their own health insurance, and that can be really expensive.

The cost of health insurance depends on a lot of things, like how old you are, how healthy you are, and where you live. People who are older or have health problems may have to pay more for health insurance because they might need more medical care.

In the United States, there are different kinds of health insurance plans that you can choose from. Some plans might have lower costs but only cover certain doctors or hospitals. Other plans might have higher costs, but let you go to any doctor or hospital you want.

Overall, health insurance can be pretty confusing, but it's really important to have so that you can get the medical care you need without worrying about how much it will cost.