Risk of ruin

Okay kiddo, let me explain "risk of ruin" to you. Imagine you have ten cookies, and you want to play a game where you can either win more cookies or lose some.

Let's say you have a 50/50 chance of winning or losing on each turn. If you win a turn, you get two more cookies, and if you lose, you have to give up one cookie.

Now, if you keep playing this game over and over again, there's a chance that you might lose all your cookies at some point - that's called the "risk of ruin."

The risk of ruin is the chance that you might lose all your money or resources if you keep taking risky chances or decisions. It's something that gamblers, investors, and anyone who's taking a big risk needs to be aware of.

So, if you want to avoid the risk of ruin, you need to be careful and smart with your decisions. Maybe you can set a limit for yourself and stop playing when you've lost a certain amount of cookies, so you don't end up with nothing.

Remember, it's always better to be safe than sorry - especially when it comes to something important like your resources.