Telephone banking is like having a special phone that lets you talk to your bank. You can use it to do things like ask about your account balance or transfer money between accounts. You just need to call the phone number for your bank and follow the instructions. It's like having a banker on the phone who can help you with all your banking needs without you ever having to leave your house. Just remember to keep your account information safe and don't share it with anyone who you don't trust.