Okay kiddo, have you ever heard grown-ups talking about money and how much it costs to buy things they want? When they talk about money, they use words like dollars or euros or pounds. These words are called currencies.
Now, when people buy things, they don't always use money they already have. Sometimes, they borrow money from a bank or a friend. When they borrow money, they agree to pay it back later with extra money called interest. The amount of money borrowed is called a loan.
Now, let's talk about capitalization. This is when we use big letters for certain words in a sentence. When we write the names of currencies or loans, we usually use big letters for the first letter of each word. For example, if we're writing about money borrowed from a bank, we would say "Bank Loan" instead of "bank loan" to show that it's an important term.
Capitalizing words is a way to make them stand out and show that they're important. It also helps us understand what a sentence is talking about. So next time you see a big letter at the beginning of a word, remember that it's an important word and pay attention to it!