It risk management is a way of making sure we are careful with the things we do online. It means understanding how the internet works, what the risks of going online are, and how to best stay safe when we're connected to the internet. It also means understanding when and how to use different types of security, like passwords, antivirus software, firewalls, and encryption, to help keep us safe. Being aware of the risks and taking steps to protect yourself can help you stay safe online and make sure you're investing your time and money wisely.