Social finance

Social finance is a way to help people access financial services, like borrowing money or investing money, without using a traditional bank. Instead, people turn to online platforms, or technology, to help them get the money they need, or to help them invest their money. For example, you may use an online platform to borrow money from a group of people, instead of from one bank. That way, you can get the money you need without having to pay the same interest rates a bank would charge. Or, you may use an online platform to invest your money in different types of investments, like stocks or bonds. That way, you can get more return on your money than if you just kept it in the bank.